This summer many people will take to their cars for their great Canadian road trip. There are many great destinations in Ontario to get away and relax. But, with all the vehicles on the road there is a chance you could get into a car accident.
Knowing what to do when you have an accident will help take a lot of stress out of an already stressful situation. Here are some tips:
Make Sure You’re Safe – Make sure you get to a safe location, away from the accident. If you can, switch on your hazard lights and use a car emergency kit to set up emergency cones. This will warn traffic to be cautious.
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Anyone Injured? – Check all passengers, drivers and pedestrians to ensure everyone is unhurt. If someone is seriously injured call EMS right away. For minor cuts and lacerations having a first aid kit in your car at all times is a great idea.
Contact Police – In Ontario, if the accident happened on a public highway or road and the damage is likely to run higher than $2,000 you must contact the police. If someone is seriously injured the police will also show up when the EMS team does.
Exchange Insurance Information – Be sure to gather as much information as you can including full name, Driver’s license number, insurance company and policy number, license plate number, information on third party vehicle(s) such as year, make, model, colour.
Write Down Your Perception of Events – Document what happened by taking photos and writing down the chain of events that led to the accident as best as you can recall.
Call Your Insurance Broker – We’re here to help you through this situation to guide, counsel and advocate on your behalf. We can help direct you to car repair shops and help answer any questions you have.
Get The App – If you have a smartphone, get Erb and Erb Insurance Brokers Ltd.’s free app. It provides you access to your policy information and has a section to help you collect information in the event of a claim – whether auto or home. Visit here to find out what all our free client app provides and how to download it for your phone.
Have any questions or comments? Please leave a comment below. Thanks for reading.
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