Paris Auto Insurance
Get First Rate Paris Car Insurance Which Will Protect Your Family
You and a couple of friends are out for a nice drive on a Sunday afternoon. The sun is shining and the day is promising good times. Suddenly, a deer cuts in front of your car and you strike it. Your car veers into a ditch. Thankfully, everyone is ok. Just minor scrapes. Your car, is not. You call the police and then your insurance company.
You explain to the claim adjuster what happened and you hear a sigh. The adjuster advises that you don't have the coverage. Pardon? You say. When you're standing at the side of the road beside your un-drivable car the last thing you want to hear is you're not covered. Especially, when you thought you were.
Erb and Erb Insurance Broker's Paris Automobile Insurance experts will give you all the details about what insurance options you have. We take the time to get to know you. That way we can make recommendations about which insurance company is the best for you and which coverages will give you the coverage you need.
You will know what you're covered for and what you've opted not to take. We want our clients to make informed decisions about protecting what matters most to them.
Understand What You Can Get for Your Paris Car Insurance Policy
There are many different kinds of coverages to an Ontario auto insurance policy. Some are mandatory and some are optional. Here's a breakdown of the standard policy:
Liability protection - this is part of the mandatory coverages on your car. It protects you from lawsuits from third parties, should they be injured in an accident that's deemed your fault. This also provides coverage for damage to third party property that you damage in a car accident.
Injury benefits - Mandatory and Optional - The mandatory injury benefits (termed accident benefits) provide basic coverage for income replacement (up to $400/week), medical rehabilitation and attendant care and more if you are injured in a car accident. There are options to increase these coverages to higher levels should you want. The best thing of about these coverages is that they follow you regardless if you get hurt in a car accident in your own car, someone else's care, or as a pedestrian.
Physical Damage Coverage for Your Car - If your car gets damaged in an accident that is not your fault your insurance company will pay for the repairs to be done. Or, if the damage is bad enough, pay you for your car. However, you must purchase the optional physical damage to repair your car damage if you are in an accident which you caused.
Unique Coverage - Rental coverage, for when you need a retail car while yours is being repaired, accident forgiveness, which allows no rate increase for your first at fault accident, minor conviction forgiveness, which forgives your first minor traffic conviction, disappearing deductibles, and more provide a great deal of customization for your car insurance.
Discounts - Conviction free, multi-policy, winter tire discount, age discount, and more! Our personal insurance experts will get every discount you qualify for to ensure you're getting the best vehicle insurance value.
We'll take the time to go through all your choices, all the coverages, and walk you through each step so you can make the informed decisions that will protect you and your family.
An Accident is the Worst Time to Find You Don't Have the Coverage You Need.
It's easy to get covered. Simply call 800-265-2634 or fill out the Paris Auto Insurance Quote Form at the top of this page and one of our personal insurance experts will answer any of your car insurance questions.
Get competitive rates and first class advice with one call.
Every day thousands of Ontarians trust Erb and Erb Insurance Brokers to make sure they have the best coverage for the best prices.
We're A+ Accredited with the Better Business Bureau and We Routinely Get Awarded for Best Service.
Erb and Erb Insurance Brokers Is Here To Help
Erb and Erb has been providing great car insurance coverage and top notch client service at great rates in Paris since 1919. Here's many people from Paris choose Erb and Erb as their vehicle insurance broker.
On Your Side - We are an independent brokerage, which means we are your advocate. If you're unlucky enough to have a claim we're there for you. We'll make sure the insurance company provides the coverage you deserve.
The Right Coverage for the Right Price - Car insurance is important and that's why we want you to have the best options to fit your needs. We make sure you understand what's available and, with our relationships with up to 12 of Canada's leading insurance companies, we'll get you the best price possible.
Save Your Time With One Call - We know you lead a busy life, work, family and friends all take up a lot of your time. That's why with one call you'll get an insurance expert who will answer all your questions and help you every step of the way.
Simple and Effective - A quick call to 800-265-2634 or quickly filling out the Paris Automobile Insurance Form above and you're on your way to getting great protection. One of our personal insurance experts will gladly help you.
Driving in Paris Ontario? Here's Some Interesting Facts
- Gypsum, which was discovered in the area in 1793, is used to make plaster of Paris, which in turn led to the naming of the town, Paris Ontario.
- The town as it is today was first settled in 1829 where the Grand River and Nith River meet.
- Today downtown Paris has many open air cafes, candy shops and fine dining restaurants.
- Many trails and outdoor activities are available in Paris as well as exploring the rivers by canoe and kayak.
- The Paris Fairgrounds is home to a 5 day labour Day weekend fair every year.
- Paris Speedway sports motorcycle racing and has produced local talented riders.
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