Ontario High Value Home Insurance

Insurance That's as Custom Built as Your Dream Home

Get Luxury Home Insurance for Your High Value Home

Ontario is growing; growing in people, in business and in finance. As Ontarians' wealth grows, so do their biggest personal assets, their homes. Our province's finest homes represent a demographic of individuals and families who need better insurance; they need unique coverage for their high valued homes.

Erb and Erb Insurance Brokers Ltd. is located in Kitchener-Waterloo, where universities and the tech sector are causing a convergence, big, unique, high valued homes for some of our top brains and businesses. Why is securing High Value Home Insurance so important? With typical Homeowners Insurance policy limits, there would be a great risk that a high valued home could not be replaced properly after a claim. Luxury Home Insurance will close the gap between a typical homeowner's policy and the actual replacement cost value of your unique home.

High Value Home Insurance Policies Offer More Options For Ontario's Elite

Many of our carriers offer a "High Value Home" policy which goes above and beyond in service and coverage quality. Many of these carriers offer an option not available anywhere else, for example:

  • Claim Settlement Choice: You decide how you want your claim settled for your high value home. Receive a cash settlement up to your policy limit, or receive the full amount of the covered loss regardless of whether you replace stolen contents, rebuild a damaged structure or reconstruction your damaged home in the same way.
  • Guaranteed Rebuilding Cost: Take the fear out of under insuring with this great feature of many of our carriers. A free rebuilding estimate and survey is completed that provides not only a great review on your coverage limit needs, but also adds an extension to your policy that guarantees that your home will be rebuilt in the like kind and quality it originally stood, even if it goes over your coverage limit.
  • Preventative Actions and Discounts: When your wealth and success is visible, there are people who will want to take advantage. There are many discounts and coverages offered to our elite clients for taking the proper precautions to protect your home before or immediately after a claim, including backup generators and pumps, burglar, fire and other alarms.

Don't Wait For A Claim To Happen - Get The Insurance Your Home Needs

These and so many more are available to our clients. Speak to a licensed broker today about your Ontario Luxury Home Insurance policy or needs and we'll help you get on track with a special policy built to protect your unique home.

It's easy to get a no obligation insurance estimate, just fill in the quote form above or call 519-579-4270.