Waterloo Umbrella Insurance

Do you have a lot of assets? Then you have more to lose.

Our society has become more litigious. Did you know that it costs almost nothing to initiate a lawsuit? It's true. All one needs is to show that you could be liable, and to hire a lawyer to file the initial paperwork. Lawyers and court costs are not cheap, which means if you have to defend yourself you could end up spending a lot of money.

You have worked hard and enjoy the fruits of your labour. And through your success you’ve been able to afford the finer things of life. You’re able to provide for you and your family. In the end, that’s what it’s all about, isn’t it?

You’ve been serious about protecting your assets and have a great home insurance policy. Now with lawsuits becoming more and more frequent and for more and more trivial reasons, you should have extra protection. Protection that can be gained from an umbrella insurance policy.

Gap Insurance, For When Standard Coverage Falls Short

What are your liability limits on your home and auto insurance policies? $1,000,000? $2,000,000?

Sadly, in today’s day and age that may not be enough protection.

When you get into a car accident, or if someone gets hurt on your property, whether it’s a fluke happenstance or not – You Can Be Sued!

What Costs Are There When When a Person Gets Sued?

There are defense costs as you need a lawyer to defend your positions, there could be court costs and then there’s an award to the plaintiff if you lose the case. Yes, your car insurance or home insurance will cover your costs. But what if the amount is over your policy limits?

You will be responsible for any awarded amount that’s over your limits. How will you pay the judgment? How will you even defend yourself in such a lawsuit? Can you actually lose all you have striven for?

Unfortunately, the answer is yes.

You need protection that will rev up after the other policy limits are exhausted. You need Waterloo umbrella insurance protection.

Where Can I Get Gap Insurance?

Contact the insurance experts at Erb and Erb Insurance Brokers Ltd. at 519.579.4270. See how a small monthly cost can deliver huge protection for you and your family.

At Erb and Erb Insurance Brokers Ltd. we have provided gap insurance for people in Waterloo since 1919. We know how to protect your assets. Now you will too!

When rain storms happen and you have to go outside you protect yourself beforehand with an umbrella. Well, insurance is no different. Complete the quote form at the top of this page and let us show you how a gap insurance policy added to your home insurance policy can protect you from the potential of a lawsuit. Don’t delay. Protect yourself and your family today with a powerful Personal Liability Insurance policy.