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Commercial Programs

Free, No Obligation, Online Quote

At Erb and Erb Insurance Brokers, we are pleased to offer a variety of specialized insurance programs to meet the needs of your business.

Please see below for information on each of our programs. Should you have any questions, please give us a call:

  • Bed & Breakfast Program
    • Specifically designed for Bed & Breakfasts across Ontario with up to 6 rooms
    • Offering the broadest coverage for Bed & Breakfasts than any other program we are aware of
    • Combines business insurance coverage alongside a comprehensive homeowners policy
    • No exclusion for Boiler & Machinery coverage
    • Offers Business Interruption, monies coverage and other numerous commercial extensions
    • Designed in conjunction with the Niagara-on-the-Lake Bed & Breakfast Association
    • Now insure members of various associations across Ontario
    • Regular involvement in trade shows has helped us to continually enhance the program

    To fill out the Bed and Breakfast questionaire, click here.


  • Car Wash Program
    • Specialized program designed by Erb and Erb Insurance Brokers in conjunction with car wash operators and owners
    • Insures most members of the Canadian Car Wash Association (CCA) in Ontario and is presently gaining new members in Alberta
    • Insures all forms of car washes including sites that would also have retail strip malls, gas bars, lube shops and garages
    • There are more than 40 coverage enhancements to this program that are not normally provided for under similar policies

    To fill out the Car Wash questionaire, click here. (Same as Gas Bar questionaire)


  • Gas Bar Program
    • Developed alongside program for Canadian Car Wash Association as many sites had gas bars
    • This program insures gas bars and related convenience stores
    • There are more than 40 coverage enhancements to this program that are not normally provided for under similar policies

    To fill out the Gas Bar questionaire, click here. (Same as Car Wash questionaire)


  • Aviva Bonus Program
    • Designed for small to medium sized businesses
    • Over 50 coverage enhancements to generally accepted commercial policy wordings in industry
    • We are privileged to be 1 of 16 brokers across Canada that have been allowed to design our own policy wordings containing coverage enhancements for numerous kinds of commercial risks
    • Our in-house underwriter at Erb and Erb Insurance Brokers allows us to respond quickly to your needs. We can issue your policy directly and/or make changes to your policy as needed throughout your policy term

  • Tanning Salons, Gyms, Personal Trainers, Martial Arts Studios, Dance Studios and Beauty Spas
    • One of a few select brokers to offer very specialized insurance programs for these types of business
    • Offered through Sports & Fitness Insurance Canada
    • For more information on coverage highlights please contact on of our program specialists

      Tanning Salon Program:
        To print off a Tanning Salon application, click here.

      Health Club (Fitness Gym) Program:
        To print off a Health Club application, click here.

    • To print off a Tanning supplimentary application for your Health Club, click here.
    • To print off a Martial Arts supplimentary application for your Health Club, click here.

      Personal Trainers
        To print off a Personal Trainer application, click here.

      Martial Arts Studios
        To print off a Martial Arts application, click here.

      Dance Studios
        To print off a Dance Studio application, click here.

      Beauty Spa Program:
        To print off a Beauty Spa application, click here.


  • Trucking Insurance Program
    • We have recently launched into the specialized area of transportation accounts such as:
      • transportation companies
      • freight forwarding
      • load brokers
    • Please contact us for more information.
    • To print off an application, click here.

Erb and Erb and Erb Insurance Brokers are pleased to offer a variety of specialized insurance programs to meet the needs of your business. We also offer a number of markets that allow us to place difficult and hard-to-insure risks. Should you require our assistance, please give us a call!

What you want to protect the most... We protect the best! ®

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