There are many different types of insurance needs within the business community. And at Erb and Erb Insurance Brokers Ltd., we provide clientele with opportunities to develop and customize risk management strategies using a select assortment of insurance carriers. Worth considering... As a business owner, you are exposed to many unforeseen or potential catastrophes that could close your business for an indefinite period of time, affect your vendor / consumer relationships or even cause bankruptcy.

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Here are some common exposures worth consideration...

• Business Interruption - what would you do if you could no longer operate your business for a month, or even a year, but must continue to pay overhead costs such as payroll and property taxes?
• Interruption by Civil authority - what would you do if a water pipe burst outside your company's entrance and road crews have left your business inaccessible to patrons?
• Mechanical/Electrical Breakdown - how long will it take to replace or repair that key machine or part that is integral to your business?
• Product Contamination/Recall - What will you do if the local or national news reporter puts a microphone in front of you while you are leaving your office asking, "how are you handling the outbreak of (particular problem) as a result of your product?"

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Interested in talking to us? We would be happy to have one of our commercial insurance specialists meet with you, learn about your organization and identify your needs and exposures.

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Let us take an in depth look at your premises.

A tour of your facility will allow us to better understand how your business is operated and perhaps, address areas of risk which had not been considered before.

But what about my budget?

We can sit down with you and review your current policy wordings, their premiums and evaluate whether your hard-earned profits are being allocated sensibly.

And after our assessment, we will take the information we have gathered and present it to our select markets, or your business may qualify for one of our special programs where we can price your coverage, customize wordings and issue your policy "in-house".

Do you belong to a Business Association?

Associations whose members share similar characteristics and common risk exposures qualify as prime candidates for developing a program with our commercial insurance brokers that will be mutually beneficial to all. Our programs provide associations with broader coverage and reduced insurance costs.

In many cases, we have been able to alter wordings to "better suit and cover" association members. We are able to redevelop wordings by learning about your business and developing a relationship.

How can we help?

We are willing to introduce ourselves to your association. We believe it is important to take the time to ask the questions necessary to learn your business and develop a relationship with you. We have had many successes in attracting new members to the associations through our involvement. We bring added value to your organization. We have found our involvement has actually helped bring new members to associations Our programs provide associations with broader coverage, revised policy wordings and reduced insurance costs.

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Why not deal with a brokerage that puts you first ... Choose Erb and Erb Insurance Brokers Ltd.

What you want to protect the most... We protect the best! ®