We are dedicated to identifying your needs and concerns, providing sound advice and developing an insurance policy to protect your greatest assets - your family, your home and your future.
At a glance, here are some of our areas of specialization...
Vehicle InsuranceThe Ontario Provincial Government requires you to carry auto insurance. Should you cause damage or injury to others while driving an automobile, you could be held financially responsible. We take the time required to discuss important options such as Bill 59 - Increased Accident Benefits. These accident benefits protect your livelihood and provide coverage for your injuries regardless of who is at fault. For more information about specific auto coverages, please visit our insurance resource centre or call us. What kinds of vehicles do we cover?
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Property Insurance
There are different types of property insurance depending on what type of home you have: Home Owners, Condominium and Tenants are the three that we deal with.
Home Insurance
One of life's biggest purchases is your home. Why trust anyone but an insurance professional with the responsibility of covering it?
We will carefully discuss with you the options and limits you require. One of our qualified in-house inspectors will visit your home to measure and take photos - ensuring we cover your home to its full replacement value with guaranteed replacement cost.
What types of homes do we cover?
- Primary Residences
- Secondary Residences
- Rented Dwellings
- Cottages
Condominium Insurance
Similar to home insurance, the basic needs of a condominium unit owner are to provide proper coverage for their investment. In most cases, the Condominium Corporation covers the "standard unit" and the unit owner is responsible for supplying the remaining coverage.
A properly arranged policy contains coverage that will extend to those sections that are not properly insured by the Condominium Corporation's master policy. These sections may be missing the appropriate liability or physical damage coverage needed to cover the common areas and the standard unit.
- Primary Residences
- Secondary Residences
- Seasonal Condominiums
Tenants Insurance
A tenant typically does not have any investment in the structure in which they live. The structure may be a house, apartment, or townhouse that they rent. The landlord carries the responsibility to cover the structure. The tenant is responsible only for covering their own belongings and legal liability.
Presently our insurance brokers are licensed to offer personal insurance products to residents of Ontario, Canada. We apologize, but any inquiries from outside of Ontario cannot be accommodated.
What you want to protect the most... We protect the best! ®