Financial and Life Insurance Services

Contact us for further information on these products

Life Insurance
With instant access to more than a dozen insurance companies, we will identify the best rates - and the right product - available for your unique needs.

Disability Insurance
Whether you are an executive of a large firm, a sole proprietor, or an employee of a firm not offering a disability benefit, we have the resources to source the appropriate coverage to ensure your continued financial strength even through a disability.

Employee / Group Benefits
The expression “There is more to this than meets the eye” is very appropriate in the area of Employee / Group Benefits. Contract wording with respect to exclusions and limitations can vary greatly between insurers. Cost containment, a high priority for all business owners today, doesn’t always mean having to reduce the benefits.Today, “employee benefits” are available to the individual, the company where the owner is the only employee, as well as to the company with a number of employees.

Buy/Sell Funding Agreements
A properly funded buy/sell agreement though customized, structured life insurance provides the required "buy out" dollars at a far lower cost than borrowing to fund the buy out.  Life insurance is an integral part of well structured buy/sell agreement and is often the only alternative to funding a buy out.

Retirement Planning
Retirement Planning is more than putting some money into a RRSP in February each year to reduce the income taxes you owe. It involves an overall strategy and encompasses a number of products in order to accomplish your specific goals and objectives.

RSPs, RRIFs, LIFs, Annuities
With the latest software, we are able to survey a wide array of institutions that offer retirement related products. Combined with solid experience we are able to recommend the best product for your unique situation.

GIC - Term Deposits
Dealing with over 50 financial institutions, and receiving their most competitive rates on a daily basis, we are able to offer better rates than you would see at the banks.